truv corporate logo featuring the brand name "truv" in bold black lowercase typography, representing a partner of The Mortgage Collaborative.

Get To Know us

All-In-One Verification Platform

Founded in 2020 and trusted by 120+ lenders and counting, Truv is the market’s leading all-in-one verification solution that powers customizable verification waterfalls for mortgage lenders to achieve up to 70% conversion. Truv’s consumer-permissioned platform is proven to solve for income and employment, assets, and insurance verifications – with real-time data straight from the source.

Income & Employment Verification

  • Truv’s direct-to-payroll provider VOIE solution covers 96% of the US workforce and is proven to accelerate loan processing while saving lenders 60-80% on verification costs.
  • Truv is an authorized report supplier for Fannie Mae’s Desktop Underwriter® (DU®) validation service and an approved provider of Freddie Mac’s Loan Product Advisor® (LPASM) asset and income modeler (AIM).

Document Processing

  • Truv’s Document Upload was built as a fallback solution to optimize conversion, using advanced AI to examine thousands of data points and detect tampering with 99.9% accuracy.
  • Truv is now integrated with Freddie Mac AIM Check API, supporting automated assessment of income using data directly extracted from borrower-supplied W-2s and paystubs.

Asset Verification

  • With 13,000+ direct-to-source bank account connections and 75%+ OAuth connections that safeguard borrowers’ credentials from unauthorized use, Truv VOA has been optimized for the borrower experience, providing market-leading coverage and secure connections.
  • Truv is an authorized report supplier for Fannie Mae’s Desktop Underwriter® (DU®) validation service.

Insurance Verification

  • Truv’s insurance solution covers 91% of US home insurance policies and connects borrowers directly to insurance providers to verify home insurance in seconds, including premiums, limits, declarations, and deductibles.

Truv Benefits for TMC Members

  • First month free
  • Waived platform fee
  • Free reverifications
  • 60-80% savings over The Work Number
  • Rep & warrant relief across product suite
  • White glove onboarding to go live
  • Dedicated customer success manager
  • POS & LOS integrations


Truv Customer Stories


Seamless Implementation Options
Truv Dashboard, Encompass, Empower, Byte, Blue Sage, Vesta, nCino, BeSmartee, LenderLogix, Floify, LodaSoft

Contact Us

truv corporate logo featuring the brand name "truv" in bold black lowercase typography, representing a partner of The Mortgage Collaborative.

Questions? Get Connected:

Darshana Shetty

COO

darshana.shetty@truv.com