---
title: "Truv"
description: "Truv lets applicants verify income, employment, assets, insurance, and switch direct deposits. Unlock the power of open finance."
featured_image: "https://mortgagecollaborative.com/wp-content/uploads/2026/09/Truv-by-Checkr-left-black-1.webp"
url: "https://mortgagecollaborative.com/truv/"
date_modified: "2026-09-09T05:03:57+00:00"
---

![Truv by Checkr left black](https://mortgagecollaborative.com/wp-content/uploads/2026/09/Truv-by-Checkr-left-black-1.png)

Get To Know us

### All-In-One Verification Platform

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Founded in 2020 and trusted by 120+ lenders and counting, Truv is the market’s leading all-in-one verification solution that powers customizable verification waterfalls for mortgage lenders to achieve up to 70% conversion. Truv’s consumer-permissioned platform is proven to solve for income and employment, assets, and insurance verifications – with real-time data straight from the source.

[Learn More](https://truv.com/)

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Income & Employment Verification

- Truv’s direct-to-payroll provider VOIE solution covers 96% of the US workforce and is proven to accelerate loan processing while saving lenders 60-80% on verification costs.

- Truv is an authorized report supplier for Fannie Mae’s Desktop Underwriter® (DU®) validation service and an approved provider of Freddie Mac’s Loan Product Advisor® (LPASM) asset and income modeler (AIM).

Document Processing

- Truv’s Document Upload was built as a fallback solution to optimize conversion, using advanced AI to examine thousands of data points and detect tampering with 99.9% accuracy.

- Truv is now integrated with Freddie Mac AIM Check API, supporting automated assessment of income using data directly extracted from borrower-supplied W-2s and paystubs.

Asset Verification

- With 13,000+ direct-to-source bank account connections and 75%+ OAuth connections that safeguard borrowers’ credentials from unauthorized use, Truv VOA has been optimized for the borrower experience, providing market-leading coverage and secure connections.

- Truv is an authorized report supplier for Fannie Mae’s Desktop Underwriter® (DU®) validation service.

Insurance Verification

- Truv’s insurance solution covers 91% of US home insurance policies and connects borrowers directly to insurance providers to verify home insurance in seconds, including premiums, limits, declarations, and deductibles.

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[Video](https://mortgagecollaborative.com/wp-content/uploads/2026/01/truv_video_for_tmc_988.mp4)

**Truv Benefits for TMC Members**

- First month free

- Waived platform fee

- Free reverifications

- 60-80% savings over The Work Number

- Rep & warrant relief across product suite

- White glove onboarding to go live

- Dedicated customer success manager

- POS & LOS integrations

**Truv Customer Stories**

- [Prosperity Home Mortgage](https://www.youtube.com/watch?v=fFLFA0IiBoE)
- [Revolution Mortgage](https://truv.com/customer-stories/revolution-mortgage-saves-70-on-verification)
- [America First Credit Union](https://truv.com/customer-stories/afcu-achieves-65-conversion-and-saves-80-on-verifications)
- [Mortgage Investors Group](https://truv.com/customer-stories/mig)
- [Genesee Regional Bank](https://www.youtube.com/watch?v=Ovec5hbftfA&t=18s)
- [Mortgage Right](https://truv.com/customer-stories/mortgageright-reduces-dependency-on-the-incumbent-by-40)

**Seamless Implementation Options**
Truv Dashboard, Encompass, Empower, Byte, Blue Sage, Vesta, nCino, BeSmartee, LenderLogix, Floify, LodaSoft

[Schedule A Demo](https://truv.com/request-a-demo?utm_campaign=2024%20TMC%20Partner%20Landing%20Page&utm_source=tmc&utm_medium=partner-page)

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## Contact Us

![](https://mortgagecollaborative.com/wp-content/uploads/2026/09/Truv-by-Checkr-left-black-1.webp)

##

###

##### Questions? Get Connected:

**Kirill Klokov**

CEO and Co-Founder

**P **[(650) 391-4997](tel:6503914997)

**M **[kirill@truv.com](mailto:kirill@truv.com)

**W **[truv.com](https://truv.com/)

[  Get Connected   ](mailto:kirill@truv.com)