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You want to close more loans. We can help you do it!

Accurate information is the basis of smart lending decisions. Xactus provides that and more. We’re the company mortgage professionals trust for intelligent insight, smart information that enables them to mitigate risk and build their business. 

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Our Offering

Our information services line is more than 160 products strong. Our expertise in the mortgage industry enables us to quickly assess current and future needs, and provide new solutions for a rapidly changing environment. We move mortgage professionals forward.

Xactus offers TMC Members discounts on various credit & verification solutions including:

  • ​Tri-Merge Credit Reports
  • VOE’s & VOD’s
  • Flood Certification
  • ​Fraud Plus
  • Credit Xpert
  • Undisclosed Debt Monitoring
Credit Reports
Advance Delivery of the Modern Mortgage with the Right Credit Tools
 
Eliminate unnecessary data pulls and improve next-best actions with Xactus’ credit reporting solutions. Xactus pre-approval and pre-application reports use soft inquiries to protect your lead from competitors and enable a more seamless consumer experience.
Our suite of credit products enables lenders to create a more efficient workflow and improve their consumers’ digital experience
 
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  • Pre-Qualification X
  • Pre-App X
  • StartMyApplication X
  • Undisclosed Debt X
  • Credit Report X
  • Supplement X
  • QualifyMeNow X
 
Income & Employment

Make Better Loan Decisions Faster with Xactus Products

Xactus provides all the Income and Employment solutions lenders need to obtain an accurate, multi-dimensional view of their applicants. Receive up-to-date income, employment, asset, and debt verification data so you can properly evaluate the loan applicant’s creditworthiness quickly and efficiently.

 

Verification Solutions
 
Our suite of Income & Employment products help you evaluate risk, ensure the ability to repay, mitigate losses, and retain customers
 
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  • Income Verification X
  • Asset Verification X
  • Tax Transcript Verification X
  • Employment Verification X
  • Deposit Verification X
Fraud Detection & QC

Enhance Profitability by Detecting Fraud & Ensuring QC More Efficiently

Reported mortgage fraud is on the rise. At Xactus, we’ve made an unrivaled commitment to protect your business and reputation through our fraud detection and quality control tools.
 
Verification Solutions
 
Our suite of Fraud Detection & Quality Control products reduce risk so you can make more confident lending decisions
 
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  • Fraud Report X
  • QC Review X
  • Identity ID X
  • Social Security Verification X

Contact Us

Your Direct Contact

Tom Gallucci

EVP, Strategic Sales 

216-256-3953

tom.gallucci@xactus.com

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Recent Press

Scroll to see recent case studies, client work and press features for Xactus.

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Article Feature

Xactus Integrates Thomas & Company’s Peek Verify™ into Xactus360 to Deliver Greater Transparency and Control in Employment and Wage Verifications

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Article Feature

Xactus Integrates Argyle to Deliver Consumer-Permissioned Income and Employment Verifications through Xactus360

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