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FICO is the global analytics software leader behind the FICO® Score, used by 90% of top U.S. lenders and trusted across over 40 countries.
As the most widely used broad-based credit score, it plays a critical role in billions of decisions each year across the credit ecosystem, helping lenders make accurate, reliable, and fast credit risk decisions by rank-ordering consumers by how likely they are to pay their credit obligations as agreed.
Founded in 1956 as a pioneer in predictive analytics and data science, FICO continues to innovate with solutions like FICO® Score 10T, which helps mortgage lenders expand approval rates by up to 5% without incremental risk. Beyond credit scoring, FICO’s advanced analytics protect over 4 billion payment cards from fraud and enhance operations for businesses across financial services, insurance, telecommunications, healthcare, and retail in more than 80 countries.
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