Juneteenth is a day of remembrance and reflection. The day serves as an opportunity to reflect on our nation’s history, honor resilience, and recognize the ongoing pursuit of opportunity and belonging for all.
For those of us in housing finance, that reflection carries particular meaning.
Our industry plays a role in helping individuals and families build stability, create generational wealth, and achieve the dream of homeownership.
As of early 2026, the homeownership rate among Black Americans is approximately 44%, significantly lower than the national average of 65.7%, reflecting an ongoing need for tangible efforts to provide sustainable homeownership.
Addressing these issues requires concerted efforts to promote equitable access to homeownership and dismantle the structural obstacles that have historically marginalized communities. Initiatives aimed at increasing access to credit and supporting homeownership among all Americans are essential for closing the homeownership gap and fostering economic stability within all communities.
That responsibility extends beyond transactions. It lives in the relationships we build, the communities we serve, and the opportunities we help create.
At TMC, we remain committed to fostering a collaborative community where diverse perspectives are welcomed, meaningful conversations take place, and members work together to strengthen the future of our industry.
This year, we’re supporting our TMC Network and their continued work to create equitable opportunities within their communities. We want to especially shout out #LenderMembers & #PreferredPartners who are actively doing the work to uplift the underserved:
– iEmergent: Laird Hedlund Nossuli and Bernard Nossuli, who lead with passionate advocacy for change
– BECU, who showcase continued advocacy and educational resources in their Advancing Equity Blog Posts
– Southern Bancorp, which continues to build towards economic opportunity for all, and Jeremy Ray Davis, who uses his voice to build towards economic opportunity for all.
– AmeriCU Credit Union, who provide educational programs and initiatives focusing on financial literacy
– Down Payment Resource, whose mission is to create opportunities to get everyone into a home, and provide a number of programs for homebuyers and educational resources for mortgage industry professionals to become champions for homeownership